PensionPay was established to pioneer pension access on demand for members

PensionPay is more than just a platform – we’re a movement dedicated to transforming how pensions are accessed. Combining cutting-edge technology with a focus on pensioner needs and wellbeing, we’ve created a solution that puts pension access in the hands of pensioners while supporting the needs of pension schemes. By bridging the gap between tradition and innovation, PensionPay is driving a new standard of pension access for pensioners everywhere.

Our Values

Our values drive our vision and our mission. We believe the way to drive change in the pensions industry is through an innovative, transparent and collaborative approach that gives clients value for money.

Pensions rely on an implicit contract of trust between members and their pension schemes and between schemes and their service providers. By working collaboratively and transparently with our clients and delivering our product in a transparent and price efficient way we hope to earn that position of trust in the pension market.

PensionPay values
PensionPay vision

Our vision

A world where every pensioner has the tools to manage their retirement finances effortlessly, flexibly, and with complete peace of mind.

We believe pensions belong to pensioners. It’s this belief that drives everything we do at PensionPay. We’re revolutionising how pensioners access their hard-earned savings, making pensions flexible, secure, and available on demand. We want to eliminate barriers to accessing pensions. By redefining pension access, we’re shaping a future where pensions are seen not as limitations, but as opportunities to live fully and securely.

Our mission

Our mission is to bridge the gap between traditional pension payment and withdrawal to exceed the expectations of today's and tomorrow's pensioners.

By offering seamless integration with Defined Benefit and Defined Contribution schemes, PensionPay improves financial wellbeing, enhances member engagement, and delivers unprecedented flexibility. We want pensions to truly work for the people they’re designed to support.

PensionPay mission

Meet our leadership team

Senior Leaders

Robin Saunders

Chairwoman
Robin is a financier with 30 years of experience in leading and managing investments across 15 countries with a focus on financial services, technology, real estate and infrastructure.

Duncan Rutherford

Chief Executive Officer
Duncan is an experienced private markets investor focusing on scalable technology-based opportunities, formerly of Macquarie Asset Management and Rothschild & Co.

Rory Murphy

Senior Board Advisor
Rory has over 30 years pension experience as a sponsor, trustee and as the former Chair of Trustees for the Ensign Master Trust and Merchant Navy Officers Pension Fund (MNOPF).

Let's revolutionise pension access

Give your members flexibility, security, and control over their pensions. Find out more about how PensionPay can work for your scheme.

PensionPay Limited, Chancery House, 53 – 64 Chancery Lane, London, WC2A 1QS, United Kingdom, Registered in England, No. 156827116